Married and single persons face different challenges when filing for Chapter 7 bankruptcy. If you are married, you shouldn’t use a single friend’s bankruptcy process as a yardstick for your application. Some of the unique challenges to prepare for include:
Passing the Means Test
Chapter 7 bankruptcy process has a means test, which is designed to ensure that only those who can’t truly pay their debts get the discharge. If you have a reasonable disposable income, which is the money you are left with after paying your allowed monthly expenses, then you may not qualify for the bankruptcy. Read More»
Social Security Disability isn’t always easy to get. The application alone can be intimidating, and while you’re waiting for a decision, it can be stressful and overwhelming. When you add to that the financial struggles that often come from the loss of work, it can be a difficult time. If you’re wondering how you will cover the bills while you’re waiting for your disability decision, you’re not without options. Here are a few things to consider when you’re trying to make ends meet. Read More»
There are two primary factors which must first be determined prior to filing for a divorce which can be described as responsibility and resolution. Responsibility is effectively determined based on whose actions ultimately led to the dissolution of the marriage. Meanwhile, resolution is simply determined by whether or not you and your spouse can reach an agreement on how to resolve financial, custodial and property issues.
Determining Who is at Fault Read More»
If this if your first rodeo when it comes to hiring unpaid interns, there are a few things you need to always keep in mind to ensure that you’re passing the test – legally – and don’t end up in a nasty court battle. First off, you need to ensure that your intern understands that they will not be paid for their time at your company. Don’t just take their word for it, either; get the confirmation in writing. Read More»
Whether you’re a professional photographer or an amateur photojournalist snapping pictures of your everyday life to record for posterity, you run the risk of having any images that you publish online stolen. What are your choices? You could choose not to publish any of your images online, but that means limiting their exposure more than you want. Instead, you can take steps to enforce your copyright. Here’s what you should know. Read More»
